Your Career is Complex. Your Wealth Doesn’t Have to Be.
That’s where we come in.
As an independent fiduciary firm, we partner with high-net-worth executives and entrepreneurs to turn complicated compensation, investments, and estate planning into clear, tailored strategies—so your finances serve your life, not the other way around.
Your Wealth, Simplified
Financial Planning
Build a clear path for your future with a personalized plan designed to simplify decisions and support long-term confidence.
Wealth Management
Strategic, disciplined investment guidance tailored to your goals, risk tolerance, and the life you’re building.
Trust and Estate Planning
Protect what matters most with thoughtful strategies that ensure your legacy is cared for—today and for generations to come.
Lending Solutions
Access smart, flexible lending options that support major life goals—whether you’re purchasing, refinancing, or expanding.
“Heritage Oak has helped our family tremendously by organizing our finances, planning for our future, and navigating investment opportunities. Micah and his team are extremely knowledgeable and proactive. We truly appreciate how attentive they are to every aspect of our wealth management and banking needs. We honestly don’t know how we managed before.”
— MN
Who We Serve
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Walmart and Sam’s Club leaders often face complex decisions around equity compensation, deferred compensation, and retirement benefits. When RSUs, PSUs, DCMP elections, and 401(k) strategies are aligned intentionally, your compensation becomes a powerful long-term wealth-building tool—not just income.
At Heritage Oak, we help Walmart executives integrate benefits decisions with tax strategy, cash flow planning, and investment diversification so each election supports the bigger picture.
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J.B. Hunt offers a competitive compensation structure, but optimizing it requires thoughtful coordination between equity awards, deferred compensation, and retirement planning.
Decisions around Mega Backdoor Roth contributions, NUA strategies, and DCP elections can significantly impact lifetime taxes and long-term outcomes.
We help J.B. Hunt leaders evaluate tradeoffs, reduce unnecessary tax exposure, and create a clear strategy across all compensation components.
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Tyson executives have access to a robust compensation package that includes equity awards, an Executive Savings Plan, and unique separation benefits. With multiple levers to pull—each carrying tax and timing implications—strategic planning is essential.
Heritage Oak helps Tyson leaders align equity, ESP elections, and retirement planning into a cohesive strategy designed to support both near-term goals and long-term legacy.
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CPG executives often navigate complex compensation structures that vary by employer, role, and growth stage.
Equity awards, deferred compensation plans, and executive retirement strategies can create opportunity—but only when decisions are made with clarity and foresight.
Bring us your benefits package, and we’ll help you understand your options, simplify the complexity, and ensure every decision aligns with your long-term financial success.
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Business owners face unique financial challenges—balancing cash flow, taxes, growth, and personal wealth planning all at once.
Without a coordinated strategy, these competing priorities can limit progress and increase risk.
We help business owners create clear, integrated financial plans that support growth today while protecting long-term independence, retirement, and succession goals.
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Whether you’re building toward retirement or transitioning into it, financial decisions become more interconnected over time.
Investment strategy, tax planning, income planning, and legacy considerations all work best when viewed together.
At Heritage Oak, we provide comprehensive planning and ongoing guidance designed to bring clarity, confidence, and structure to every stage of life.
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No two clients are the same. That’s why we design wealth solutions as unique as the executives, business owners and families we serve.
Why Heritage Oak
Heritage Oak Wealth Advisors is a registered investment advisory firm. This means we have a fiduciary duty to act in the absolute best interest of our clients. We must follow the “Trust Standard,” which requires us to place the interests of our clients ahead of our own interests. Heritage Oak does not work for a broker-dealer; we only work for our client.
Successful wealth management is the cornerstone of your financial future. Our priority at Heritage Oak is to protect your hard-earned capital and to grow it intelligently. We accomplish this by using a well-diversified mix of stocks, bonds, mutual funds, exchange-traded funds, and hedge funds.
At Heritage Oak, we believe clarity is the foundation of confident decision-making. Our team takes the time to understand your life, your goals, and your values so your wealth strategy is built with intention, not assumption.
When your money is aligned with your future, everything becomes simpler.
“Great managers of your assets. Trustworthy, knowledgeable and very willing to work with you. If you are looking for someone to help you manage your assets, look no further. You cannot find better!”
-E. Hudson